SoftBillo for Freelancers — invoicing, getting paid and AI bookkeeping

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For freelancers

Invoice in 30 seconds. Get paid into your own account.

Branded invoices, Stripe and Wise links, and a tax pot that fills itself — built for people who bill their own clients.

No more chasing

Vio does the follow-up so you don't have to

Polite reminders go out on schedule, receipts match themselves, and your books close without a weekend of admin.

Everything a one-person business actually needs

Start free with the billing essentials. Move to Pro when you want Vio doing the books, the chasing and the tax maths for you.

Invoice in 30 seconds

Your logo, your numbering, a branded PDF sent in one tap.

Quote, then convert

Send an estimate, get it accepted, turn it into an invoice — no retyping.

Get paid direct

Stripe and Wise links. The money lands in your account, not ours.

Snap a receipt

Photograph it once — the expense is logged and filed for tax time.

A real person answers when Vio can't

Message us in-app any time. Someone from the SoftBillo team replies — no ticket maze, no bot loop, no upgrade required to get help.

The money side of freelancing

Turn every paid invoice into a plan

SoftBillo splits each payment the moment it lands — tax handled, buffer built, and the next thing you're saving toward moves a little closer. All inside your own bank, via Stripe or Wise.

Reserves and plans live inside your own connected bank via Stripe or Wise. SoftBillo does the split, the tracking, and the reconciliation — it never holds your money.

Billing · Payments · Books

Billing and payments, already in sync.

No QuickBooks handoff. No CSV wrangling. Payments land in your account, SoftBillo files the line, Vio keeps the books tidy in real time.

  • Stripe payouts land in your bank

    Connect Stripe once — every paid invoice is matched, slotted into the ledger, and marked reconciled without a plugin.

  • Wise handles multi-currency

    Bill a client abroad in their currency and settle in yours — SoftBillo records the rate on the day and files it clean.

  • Receipts auto-matched

    Snap a receipt, Vio pairs it to the right expense line. No spreadsheets, no QuickBooks export, no month-end scramble.

Invoice · #MEDX-2026-0142SENT

$3,400.00

Paid via Stripe · 00:02
Payment · StripeRECEIVED

+ $3,296.20

Net of Stripe fee · Landed in your bank

Auto-reconciled · Vio
Ledger · Q2 2026MATCHED

Income · Design retainer · Hatch & Co.

Tax reserve auto-parked · $680.00

Handle every side of your freelance business

Four everyday jobs — one calm app. No plugins, no bookkeeper handoffs, no midnight spreadsheet.

  • Handle admin in minutes

    Attach expenses, schedule work, and track billable hours right next to the invoice they belong to.

  • See the big picture with business reports

    Profit Pulse, cash runway, and client health in the sort of charts you'll actually check on a Monday.

  • No QuickBooks. No bookkeeper. No manual work.

    Vio categorises every transaction, reconciles it against invoices, and keeps a tax-ready export one click away. Nothing to plug in.

  • Take care of business on the spot

    Web, iOS and Android stay perfectly in sync. Send an invoice from a coffee shop, approve a receipt from the sofa.

No invented quotes

This is where freelancer stories will go.

We've left it empty on purpose. Plenty of young software companies fill this space with made-up quotes and stock headshots — we won't. When real freelancers agree to be named, their words go here, with their craft and their permission.

Running your freelance business on SoftBillo and happy to say so? Tell us your story.

Trust posture

Fintech-serious. Human-simple.

SoftBillo carries your invoices, receipts and freelance income — so we built it the way we'd want our own money handled. Boring plumbing, no drama.

AES-256 · TLS 1.3

Encrypted at every doorway

TLS 1.3 in flight. AES-256 at rest. Documents, receipts and payment links are stored in an isolated vault — never on a shared filesystem.

Non-custodial

Your money, your rails

SoftBillo is not a payment processor. Funds flow through your own Stripe, PayPal or Wise — we hold no float, and you keep the merchant relationship.

Portable & deletable

Data that leaves as easily as it arrived

One-click export of every invoice, expense and client — CSV, PDF and JSON. Delete your workspace and it's gone from our systems within 30 days.

No shared training

Vio AI, kept on a short leash

Your data is never used to train shared models. Vio's prompts and outputs stay inside your workspace — and you can turn AI off entirely, any time.

Read the full trust page

Hosted on Cloudflare's edge · Data primarily in EU & US regions · Monitored 24/7

Can I run my freelance books on SoftBillo?

Pick your country to see which self-employed setups we're tuned for today.

Who can run their books on SoftBilloRevenue scope
Sole ProprietorSingle-Member LLCSelf-EmployedIndependent ContractorFreelancer
No cap
Multi-Member LLC (taxed as partnership)S-Corporation
No cap
C-CorporationPartnership with a C-Corp partner
Up to $31M revenue

Not tax advice. Confirm your setup with a local accountant.

Questions freelancers actually ask

Straight answers, no accountant-speak.

Start billing today. Let Vio handle the rest.

Try Pro free for 14 days — invoices, chasing and the tax pot on autopilot. No card games, cancel any time.

MetaEdx Creative Collective

Freelance is quieter with people who get it.

Join the Creative Collective — monthly office hours, peer critiques on pricing and proposals, and first look at everything we ship. Free for every SoftBillo account.